Main: (631) 727-7722
Service: (631) 727-7722
Parts: (631)-727-2430
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Finance Center
at Riverhead Toyota

Welcome to the

Riverhead Toyota Finance Center

Here at Riverhead Toyota, our team is here to ensure that you're able to navigate the path to car ownership with absolute ease. Not only will our team help you to find your perfect automotive match among our inventory of new and used cars, but we'll also walk you through the process of securing a low interest auto loan. Fortunately, with the help of Toyota Financial Services doing such a thing is easier than you could have ever thought possible.

No Hassle Credit Checks

Flexible Payments

Competitive Rates

Benefits of Financing & Flexible Credit Options

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle. We understand that each of our Riverhead area customers have different automotive needs. Fortunately, Toyota Financial Services offers an array of financial options that will be sure to match both your budget, and your daily driving needs. Whether you opt to finance or lease your next vehicle, our team is here to ensure that doing so matches both your lifestyle, and budget.

 
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
 
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
 
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
 
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Vehicle Service Agreements

For the unexpected bumps down the road.

Show your car some love with our Vehicle Service Agreement (VSA) which covers the cost of eligible parts and repairs when you may need it most.

Hours of Operation & Location

SALES

Monday9 AM - 8 PM
Tuesday9 AM - 8 PM
Wednesday9 AM - 8 PM
Thursday9 AM - 8 PM
Friday9 AM - 8 PM
Saturday9 AM - 6 PM
Sunday11 AM - 4 PM

SERVICE

Monday8 AM - 4:30 PM
Tuesday8 AM - 4:30 PM
Wednesday8 AM - 4:30 PM
Thursday8 AM - 4:30 PM
Friday8 AM - 4:30 PM
Saturday7 AM - 3 PM
SundayClosed

PARTS

Monday8 AM - 4:30 PM
Tuesday8 AM - 4:30 PM
Wednesday8 AM - 4:30 PM
Thursday8 AM - 4:30 PM
Friday8 AM - 4:30 PM
Saturday7 AM - 3 PM
SundayClosed